Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Every rate, every requirement — no rush.

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6.95–12.95%APR
Amount:
CA$500–CA$50k
Term:
12–60 mo
Type:
Personal

This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

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Amount:
Up to CA$10
Term:
4–12 mo
Type:
Credit Builder

This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

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Amount:
CA$3k–CA$200k
Term:
12–60 mo
Type:
Personal

This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

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29.99–34.99%APR
Amount:
CA$500–CA$50k
Term:
6–120 mo
Type:
Personal

Best for those who need quick access to unsecured funds and prefer both online and in-branch support.

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6.0–10.0%APR
Amount:
CA$5k–CA$75k
Term:
12–60 mo
Type:
Personal

Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

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9.99–34.95%APR
Amount:
CA$300–CA$35k
Term:
12–60 mo
Type:
Personal

This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

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9.9–46.96%APR
Amount:
CA$500–CA$35k
Term:
6–60 mo
Type:
Personal

This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

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7.49–12.99%APR
Amount:
CA$1k–CA$50k
Term:
12–60 mo
Type:
Personal

This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

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National Bank Personal Loan

National Bank of Canada

7.95–14.95%APR
Amount:
CA$2k–CA$50k
Term:
12–60 mo
Type:
Personal

This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

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19.9–34.9%APR
Amount:
CA$1k–CA$15k
Term:
12–100 mo
Type:
Personal

This product is best for individuals seeking quick access to funds with a straightforward online application process.

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8.99–29.49%APR
Amount:
CA$2k–CA$35k
Term:
24–84 mo
Type:
Personal

This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.

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7.45–12.45%APR
Amount:
CA$1k–CA$50k
Term:
12–60 mo
Type:
Personal

This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

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9.0–13.0%APR
Amount:
CA$5k–CA$50k
Term:
12–60 mo
Type:
Personal

This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

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8.99–34.99%APR
Amount:
CA$1k–CA$35k
Term:
36–60 mo
Type:
Personal

This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

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8.99–22.99%APR
Amount:
CA$2k–CA$35k
Term:
12–60 mo
Type:
Personal

This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

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8.99–23.99%APR
Amount:
CA$5k–CA$50k
Term:
12–84 mo
Type:
Personal

This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

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