Compare personal loans

Halifax Debt Consolidation Loan

Halifax

3.9–29.9%APR

Amount:

£1k–£50k

Type:

Consolidation

Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.

Lending Stream Short-Term Loan

Lending Stream

99.9–1333.0%APR

Amount:

£50–£1.5k

Term:

3–6 mo

Type:

Short-Term

Individuals with lower credit scores who need immediate access to funds for emergencies.

Loqbox Credit Builder

Loqbox

Rate

Type:

Credit Builder

Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.

Starling Bank Personal Loan

Starling Bank

8.9–24.9%APR

Amount:

£500–£5k

Term:

3–36 mo

Type:

Personal

Existing Starling account holders with good credit scores looking for quick, app-based personal loans.

Funding Circle Business Loans

Funding Circle

6.9–29.9%APR

Amount:

£10k–£500k

Term:

72–72 mo

Type:

Business

It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

Black Horse Car Finance

Black Horse

4.9–19.9%APR

Amount:

£4k–£100k

Term:

12–60 mo

Type:

Auto

It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.

Together Money Bridging Loan

Together Money

9.96%APR

Type:

Mortgage

Landlords needing short-term finance for property renovation, refurbishment, or quick property purchases

Barclayloan Debt Consolidation

Barclays

4.9–29.9%APR

Amount:

£1k–£25k

Type:

Consolidation

Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.

Wollit Credit Builder

Wollit

Rate

Type:

Credit Builder

Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.

Novuna Personal Finance Loans

Novuna Personal Finance

6.7–36.4%APR

Amount:

£1k–£35k

Term:

12–60 mo

Type:

Personal

This service is best for individuals with good credit ratings looking for loans between £1,000 and £25,000, especially for larger amounts where lower rates apply.

iwoca Business Loans

iwoca

18.0–49.9%APR

Amount:

£1k–£500k

Term:

1–24 mo

Type:

Business

These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

Close Brothers Motor Finance

Close Brothers Motor Finance

5.9–24.9%APR

Amount:

£4k–£100k

Term:

12–60 mo

Type:

Auto

This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

Vida Homeloans BTL Mortgage

Vida Homeloans

3.47%APR

Type:

Mortgage

Rate-conscious BTL landlords wanting the lowest possible fixed rates

Lloyds Bank Debt Consolidation Loan

Lloyds Bank

3.9–29.9%APR

Amount:

£1k–£50k

Type:

Consolidation

Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.

Creditspring Credit Builder Loan

Creditspring

Rate

Type:

Credit Builder

People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.

Monzo Personal Loan

Monzo

5.1–30.5%APR

Amount:

£500–£25k

Term:

3–60 mo

Type:

Personal

First-time borrowers or those with a Monzo account seeking quick access to cash without hidden fees.

Oodle Car Finance

Oodle Car Finance

7.9–29.9%APR

Amount:

£3k–£50k

Term:

24–60 mo

Type:

Auto

This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

Selina Homeowner Loan Second Charge Mortgage

Selina Finance

5.89–8.05%APR

Amount:

£5k–£500k

Term:

60–360 mo

Type:

Mortgage

Homeowners with good equity and credit scores looking to consolidate debts or finance renovations.

HSBC Personal Loan for Debt Consolidation

HSBC

3.3–21.9%APR

Amount:

£1k–£30k

Type:

Consolidation

HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.

Asda Money Personal Loans

Asda Money

6.9–19.9%APR

Amount:

£500–£25k

Term:

12–60 mo

Type:

Personal

These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.