Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Every rate, every requirement — no rush.

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MotoNovo Finance

MotoNovo Finance

5.9–24.9%APR
Amount:
£4k–£75k
Term:
12–60 mo
Type:
Auto

Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.

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iwoca Business Loans

iwoca

18.0–49.9%APR
Amount:
£1k–£500k
Term:
1–24 mo
Type:
Business

These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

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CarFinance 247

CarFinance 247

8.9–47.0%APR
Amount:
£1k–£50k
Term:
12–60 mo
Type:
Auto

This service is best for those who need fast financing for a vehicle and have a clear repayment plan.

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Funding Circle Business Loans

Funding Circle

6.9–29.9%APR
Amount:
£10k–£500k
Term:
72–72 mo
Type:
Business

It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

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Tesco Bank Personal Loans

Tesco Bank

6.0–19.9%APR
Amount:
£1k–£35k
Term:
12–84 mo
Type:
Personal

Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.

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Oodle Car Finance

Oodle Car Finance

7.9–29.9%APR
Amount:
£3k–£50k
Term:
24–60 mo
Type:
Auto

This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

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Ocean Finance Personal Loan

Ocean Finance

24.9–69.9%APR
Amount:
£1k–£5k
Term:
12–60 mo
Type:
Personal

This loan is best for individuals seeking quick access to funds, especially those with lower credit scores.

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Zuto Car Finance

Zuto

8.9–49.9%APR
Amount:
£1k–£75k
Term:
24–60 mo
Type:
Auto

Best suited for UK residents looking for competitive rates on car loans with access to various lenders.

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Zopa Personal Loan

Zopa

5.9–34.9%APR
Amount:
£1k–£35k
Term:
12–60 mo
Type:
Personal

Tech-savvy borrowers who want a modern, fully online application with clear rate previews.

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Close Brothers Motor Finance

Close Brothers Motor Finance

5.9–24.9%APR
Amount:
£4k–£100k
Term:
12–60 mo
Type:
Auto

This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

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Black Horse Car Finance

Black Horse

4.9–19.9%APR
Amount:
£4k–£100k
Term:
12–60 mo
Type:
Auto

It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.

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Novuna Personal Finance Loans

Novuna Personal Finance

6.7–36.4%APR
Amount:
£1k–£35k
Term:
12–60 mo
Type:
Personal

This service is best for individuals with good credit ratings looking for loans between £1,000 and £25,000, especially for larger amounts where lower rates apply.

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