Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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PNB Saraswati Education Loan

Punjab National Bank

6.85–11.6%APR
Amount:
₹100k–₹5M
Term:
12–180 mo
Type:
Student

Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

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8.15%APR
Amount:
₹100k–₹2.5M
Term:
12–84 mo
Type:
Auto

It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.

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SBI Student Loan Scheme

State Bank of India

6.9–9.9%APR
Amount:
₹100k–₹5M
Term:
12–180 mo
Type:
Student

Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

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8.4–11.5%APR
Amount:
₹100k
Term:
12–84 mo
Type:
Auto

This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.

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10.49–24.0%APR
Amount:
₹20k–₹4M
Term:
6–60 mo
Type:
Personal

This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.

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6.9–13.5%APR
Amount:
₹50k–₹7.5M
Term:
12–180 mo
Type:
Student

Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

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10.25–24.0%APR
Amount:
₹50k–₹4M
Term:
12–60 mo
Type:
Personal

This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.

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8.5–13.0%APR
Amount:
₹100k
Term:
12–144 mo
Type:
Student

Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

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10.49–22.0%APR
Amount:
₹50k–₹4M
Term:
12–60 mo
Type:
Personal

This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

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9.99–21.0%APR
Amount:
₹50k–₹5M
Term:
12–60 mo
Type:
Personal

This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

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10.5–13.5%APR
Amount:
₹100k–₹5M
Term:
12–180 mo
Type:
Student

Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

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10.25–19.0%APR
Amount:
₹50k–₹5M
Term:
12–60 mo
Type:
Personal

This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

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