Compare personal loans

SBI New Car Loan

State Bank of India

8.9–9.85%APR

Amount:

₹100k

Term:

12–84 mo

Type:

Auto

Individuals with a stable income above ₹3 lakh annually who want to finance a new vehicle purchase.

HDFC Bank Personal Loan

HDFC Bank

9.99–21.0%APR

Amount:

₹50k–₹5M

Term:

12–60 mo

Type:

Personal

This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

ICICI Bank Education Loan

ICICI Bank

8.5–13.0%APR

Amount:

₹100k

Term:

12–144 mo

Type:

Student

Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

Axis Bank Car Loan

Axis Bank

8.75–12.5%APR

Amount:

₹100k

Term:

12–84 mo

Type:

Auto

Salaried individuals or self-employed professionals with a stable income looking to finance a vehicle purchase up to ₹1 crore.

ICICI Bank Personal Loan

ICICI Bank

10.25–19.0%APR

Amount:

₹50k–₹5M

Term:

12–60 mo

Type:

Personal

This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

Canara Bank Vidya Turant Education Loan

Canara Bank

7.25–10.1%APR

Amount:

₹100k

Term:

12–180 mo

Type:

Student

Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.

Axis Bank Two Wheeler Loan

Axis Bank

10.5–18.0%APR

Amount:

₹20k–₹400k

Type:

Auto

Buyers who value doorstep service convenience.

Tata Capital Personal Loan

Tata Capital

10.5–24.0%APR

Amount:

₹75k–₹3.5M

Term:

12–72 mo

Type:

Personal

Salaried individuals earning over ₹25,000 per month who seek substantial personal loans.

PNB Saraswati Education Loan

Punjab National Bank

6.85–11.6%APR

Amount:

₹100k–₹5M

Term:

12–180 mo

Type:

Student

Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

ICICI Bank Car Loan

ICICI Bank

8.4–11.5%APR

Amount:

₹100k

Term:

12–84 mo

Type:

Auto

This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.

Kotak Mahindra Bank Personal Loan

Kotak Mahindra Bank

10.25–24.0%APR

Amount:

₹50k–₹4M

Term:

12–60 mo

Type:

Personal

This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.

Axis Bank Education Loan

Axis Bank

6.9–13.5%APR

Amount:

₹50k–₹7.5M

Term:

12–180 mo

Type:

Student

Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

SBI Two Wheeler Loan

State Bank of India

9.8–14.65%APR

Amount:

₹20k–₹300k

Type:

Auto

Budget-conscious buyers who want the lowest possible interest rate.

SBI Personal Loan - Low Rates from India's Largest Bank

State Bank of India (SBI)

10.0–15.65%APR

Amount:

₹50k–₹2M

Term:

12–72 mo

Type:

Personal

This loan is best for individuals seeking flexible financing options with a reliable institution.

Bank of Baroda Baroda Gyan Education Loan

Bank of Baroda

6.85–11.25%APR

Amount:

₹100k

Term:

12–180 mo

Type:

Student

Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.

HDFC Bank New Car Loan

HDFC Bank

8.15%APR

Amount:

₹100k–₹2.5M

Term:

12–84 mo

Type:

Auto

It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.

Poonawalla Fincorp Personal Loan

Poonawalla Fincorp

9.0–22.0%APR

Amount:

₹50k–₹2.5M

Term:

12–60 mo

Type:

Personal

This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.

SBI Student Loan Scheme

State Bank of India

6.9–9.9%APR

Amount:

₹100k–₹5M

Term:

12–180 mo

Type:

Student

Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

HDFC Bank Two Wheeler Loan

HDFC Bank

9.5–16.5%APR

Amount:

₹25k–₹500k

Type:

Auto

Existing HDFC Bank customers wanting quick approval.

IDFC FIRST Bank Personal Loan

IDFC FIRST Bank

10.49–24.0%APR

Amount:

₹20k–₹4M

Term:

6–60 mo

Type:

Personal

This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.