Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Every rate, every requirement — no rush.

Recently added

109.0–219.0%APR
Amount:
KSh500–KSh50k
Term:
1–1 mo
Type:
Personal

Individuals with a steady income who require immediate cash for emergencies or unexpected expenses.

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13.0–16.0%APR
Amount:
KSh50k–KSh5M
Term:
12–72 mo
Type:
Personal

This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

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DTB Car Finance

Diamond Trust Bank

13.0–17.0%APR
Amount:
KSh500k
Term:
12–72 mo
Type:
Auto

This financing solution is ideal for Kenyan residents looking for straightforward car loans with manageable repayment terms.

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15.0–18.0%APR
Amount:
KSh20k–KSh5M
Term:
12–72 mo
Type:
Personal

This loan is best suited for individuals seeking both traditional and digital lending solutions with a reputable bank.

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20.0–36.0%APR
Amount:
KSh200k–KSh5M
Term:
12–48 mo
Type:
Auto

This service is best for Kenyan residents looking to buy a car with minimal upfront costs.

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11.0–14.0%APR
Amount:
KSh50k–KSh5M
Term:
12–72 mo
Type:
Personal

This loan is ideal for individuals needing immediate funds without collateral, especially for personal emergencies or significant expenses.

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14.0–18.0%APR
Amount:
KSh500k
Term:
12–48 mo
Type:
Auto

Best for Kenyan residents looking for substantial financing options, with loans ranging from KES 500,000 to KES 10,000,000.

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14.0–17.0%APR
Amount:
KSh10k–KSh5M
Term:
12–72 mo
Type:
Personal

This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.

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18.0–36.0%APR
Amount:
KSh100k–KSh2.5M
Term:
6–48 mo
Type:
Auto

This loan is best for Kenyan citizens or residents looking to purchase vehicles of any age or model with minimal down payment requirements.

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15.0–18.0%APR
Amount:
KSh10k–KSh5M
Term:
12–72 mo
Type:
Personal

This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.

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14.0–19.0%APR
Amount:
KSh500k
Term:
12–60 mo
Type:
Auto

This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

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24.0–108.0%APR
Amount:
KSh250–KSh70k
Term:
1–12 mo
Type:
Personal

This loan is ideal for individuals needing immediate cash for personal emergencies or unexpected expenses.

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15.0–18.0%APR
Amount:
KSh10k–KSh3M
Term:
12–60 mo
Type:
Personal

This loan is best suited for individuals and businesses in semi-urban and rural Kenya looking for reliable funding options.

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M-Shwari Loan

M-Shwari (Safaricom/CBA)

90.0%APR
Amount:
KSh100–KSh50k
Term:
1–1 mo
Type:
Personal

This service is best for individuals who have consistent M-PESA usage and savings, enabling them to access quick loans without lengthy approval processes.

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13.0–16.0%APR
Amount:
KSh50k–KSh5M
Term:
12–72 mo
Type:
Personal

Ideal for individuals seeking a substantial unsecured loan with a lengthy repayment period and credit life insurance.

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14.0–18.0%APR
Amount:
KSh50k–KSh3M
Term:
12–60 mo
Type:
Personal

This loan is best for individuals seeking unsecured financing with flexible repayment terms, especially those with stable salaries.

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