Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Every rate, every requirement — no rush.

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14.0–19.0%APR
Amount:
KSh500k
Term:
12–60 mo
Type:
Auto

This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

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8.99–12.0%APR
Amount:
Up to KSh10
Type:
Mortgage

This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.

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15.0–18.0%APR
Amount:
KSh10k–KSh3M
Term:
12–60 mo
Type:
Personal

This loan is best suited for individuals and businesses in semi-urban and rural Kenya looking for reliable funding options.

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DTB Car Finance

Diamond Trust Bank

13.0–17.0%APR
Amount:
KSh500k
Term:
12–72 mo
Type:
Auto

Kenyan residents with regular income seeking to finance either a new or used vehicle.

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14.0–17.0%APR
Amount:
KSh10k–KSh5M
Term:
12–72 mo
Type:
Personal

This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.

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14.0–18.0%APR
Amount:
KSh500k
Term:
12–48 mo
Type:
Auto

Individuals with stable incomes looking to finance a vehicle costing between KES 500,000 and KES 10,000,000.

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15.0–18.0%APR
Amount:
KSh10k–KSh5M
Term:
12–72 mo
Type:
Personal

This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.

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Stanbic Bank Vehicle Loan

Stanbic Bank Kenya

13.0–18.0%APR
Amount:
KSh500k
Term:
12–60 mo
Type:
Auto

Kenyan citizens or residents with a steady income looking for vehicle financing between KES 500,000 and KES 15,000,000.

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14.0–17.0%APR
Amount:
KSh50k–KSh3M
Term:
12–60 mo
Type:
Personal

This loan is best for individuals seeking both secured and unsecured options, particularly those who value a trusted bank with a regional presence.

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18.0–36.0%APR
Amount:
KSh100k–KSh2.5M
Term:
6–48 mo
Type:
Auto

Individuals looking for flexible car financing options with a decent credit score and a stable income.

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11.0–14.0%APR
Amount:
KSh50k–KSh5M
Term:
12–72 mo
Type:
Personal

This loan is ideal for individuals needing immediate funds without collateral, especially for personal emergencies or significant expenses.

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20.0–36.0%APR
Amount:
KSh200k–KSh5M
Term:
12–48 mo
Type:
Auto

This service is best for Kenyan residents looking to buy a car with minimal upfront costs.

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15.0–18.0%APR
Amount:
KSh10k–KSh5M
Term:
12–72 mo
Type:
Personal

This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.

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11.0–15.0%APR
Amount:
KSh20k–KSh3M
Term:
12–60 mo
Type:
Personal

This loan is ideal for individuals looking for flexible repayment options and relatively low interest rates in the Kenyan market.

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88.0–107.0%APR
Amount:
KSh50–KSh150k
Term:
3–6 mo
Type:
Personal

Ideal for individuals needing quick cash with a flexible repayment plan based on their savings and payment history.

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12.0–15.0%APR
Amount:
KSh50k–KSh7M
Term:
12–72 mo
Type:
Personal

This loan is best for individuals seeking significant funding without collateral and those wanting the security of retrenchment cover.

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Amount:
KSh5k–KSh2M
Term:
6–48 mo
Type:
Personal

This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.

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13.0–16.0%APR
Amount:
KSh50k–KSh5M
Term:
12–72 mo
Type:
Personal

Ideal for individuals seeking a substantial unsecured loan with a lengthy repayment period and credit life insurance.

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15.0–18.0%APR
Amount:
KSh20k–KSh5M
Term:
12–72 mo
Type:
Personal

This loan is best suited for individuals seeking both traditional and digital lending solutions with a reputable bank.

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13.0–16.0%APR
Amount:
KSh50k–KSh5M
Term:
12–72 mo
Type:
Personal

This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

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