Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Every rate, every requirement — no rush.

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20.0–28.0%APR
Amount:
₦200k
Term:
6–60 mo
Type:
Personal

This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

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GTBank Business Loan

Guaranty Trust Bank

Rate
Amount:
₦1M
Term:
12–60 mo
Type:
Business

Established Nigerian businesses with a solid trading history seeking significant funding for expansion.

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30.0–108.0%APR
Amount:
₦5k–₦250k
Term:
3–12 mo
Type:
Personal

This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

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Amount:
₦150k
Term:
1–12 mo
Type:
Business

Established Nigerian businesses seeking quick funding for operational expenses or expansion.

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36.0–99.0%APR
Amount:
₦6k–₦1M
Term:
4–52 mo
Type:
Personal

This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

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60.0%APR
Amount:
₦1.5k–₦1M
Term:
3–12 mo
Type:
Personal

This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

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Rate
Amount:
₦1M
Term:
12–60 mo
Type:
Business

Nigerian entrepreneurs with existing Stanbic IBTC accounts seeking substantial working capital or trade finance.

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Amount:
₦5k–₦5M
Term:
3–12 mo
Type:
Personal

This loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.

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UBA SME Business Loan

United Bank for Africa

Rate
Amount:
₦500k
Term:
12–60 mo
Type:
Business

Established Nigerian businesses seeking substantial funding to expand operations or invest in new projects.

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28.5–32.0%APR
Amount:
₦200k
Term:
6–60 mo
Type:
Personal

This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

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54–195%APR
Amount:
₦2.5k–₦1M
Term:
3–12 mo
Type:
Personal

This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

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24–456%APR
Amount:
₦1.5k–₦5M
Term:
3–36 mo
Type:
Personal

This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

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48.0%APR
Amount:
₦100k
Term:
6–24 mo
Type:
Personal

This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

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25.44–31.8%APR
Amount:
₦50k
Term:
3–24 mo
Type:
Personal

This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

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