Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Every rate, every requirement — no rush.

Recently added

15.0–27.75%APR
Amount:
R2k–R250k
Term:
6–72 mo
Type:
Personal

This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.

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MFC Vehicle Finance

MFC (Nedbank)

Rate
Amount:
R50k
Type:
Auto

Individuals with a stable income and a good credit score looking to finance a vehicle purchase over R50,000.

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36.0–60.0%APR
Amount:
R500–R8k
Term:
3–6 mo
Type:
Short-Term

This loan is best for individuals needing immediate funds, especially for unexpected expenses.

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Amount:
R15k
Type:
Student

Students earning over R3,000 monthly who require funds for tuition and related study expenses.

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Rate
Type:
Mortgage

First-time home buyers in South Africa with a solid income and good credit scores looking to finance up to R3 million.

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RCS Personal Loan

RCS Financial Services

15.0–27.75%APR
Amount:
R1k–R100k
Term:
6–60 mo
Type:
Personal

Individuals with a developing credit history looking for short-term financial assistance between R1,000 and R150,000.

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Amount:
R4k–R8k
Term:
3–6 mo
Type:
Short-Term

This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.

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Type:
Student

Full-time students in South Africa who have a reliable guarantor and are pursuing qualifications at NQF level 5 or higher.

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Rate
Term:
60–360 mo
Type:
Mortgage

First-time home buyers with a solid credit score looking for cashback incentives and flexible repayment terms.

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24.0–27.75%APR
Amount:
R500–R8k
Term:
3–6 mo
Type:
Personal

This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.

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FNB Vehicle Finance

FNB (First National Bank)

Rate
Amount:
R30k
Type:
Auto

Individuals earning at least R6,000 a month with a clear credit record looking to finance a car under 10 years old.

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36.0–60.0%APR
Amount:
R500–R8k
Term:
3–3 mo
Type:
Short-Term

This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.

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FNB Student Loan

FNB (First National Bank)

Rate
Amount:
Up to R450k
Type:
Student

Students with a steady income who need financial support for tuition and living costs.

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